Our products

We provide insurance policies customized to your business's location and unique needs. Explore our most popular products below. Unsure which coverage is right for you? Give us a call—we’ll guide you to the perfect solution for your business.

Workers compensation

Covers medical expenses, lost wages, and rehabilitation costs for employees who are injured or become ill due to work-related activities. It also protects businesses from lawsuits related to workplace injuries.

Commercial Auto Insurance

Provides coverage for vehicles used in the course of business, including liability for accidents, property damage, and injuries. It also covers theft and damage to the company vehicle.

Professional Liability Insurance

Also known as Errors and Omissions (E&O) insurance, this policy protects businesses and professionals from claims of negligence, mistakes, or failure to deliver services as promised, resulting in financial losses for clients.

Umbrella Insurance

Offers additional liability coverage beyond the limits of standard policies, such as general liability or commercial auto insurance. It serves as extra protection for major claims or lawsuits that exceed the coverage limits of other policies.

General Liability Insurance

Protects businesses from claims of bodily injury, property damage, or personal injury (like libel or slander) that occur during normal business operations. It’s essential for almost any type of business.

Cyber insurance

Covers businesses in the event of data breaches, cyberattacks, or other online threats. This policy typically includes costs for recovering lost data, notifying customers, and managing legal fees or fines.

Business Owner's Insurance (BOP)

Combines multiple types of coverage into one convenient policy, typically including general liability, property insurance, and business interruption insurance. It’s designed for small to mid-sized businesses to cover the essential risks they face.

Commercial Property Insurance

This policy protects a business's physical assets—like buildings, equipment, inventory, and furniture—against damage or loss from fire, theft, vandalism, or natural disasters, providing financial compensation for repairs and replacements.

Chandra & Associates

At Chandra & Associates Insurance Services, we specialize in providing businesses across California, Colorado, Texas, Arizona, and Oregon with tailored insurance solutions. As a licensed brokerage, we partner with leading carriers to offer a comprehensive range of commercial insurance products. Our mission is to secure the coverage you need at the most competitive rates. Ready for personalized protection? Call today to customize your business liability and commercial vehicle insurance policies.

About Us

Chandra & Associates Insurance Services is an insurance brokerage licensed in California, Texas, Arizona & Oregon. We provide a wide variety of commercial insurance products from top carriers in the insurance industry. Our goal is to deliver the business insurance you need at the most competitive rates. Call today to get a business liability and vehicle insurance policy customized to fit your needs.

Difficult is our Specialty!

We specialize in helping those with prior claims that many companies turn away, and helping them fix their claims history and loss runs over time. Here is a look at our process.